Your money, in one number.
Moneyflip reads your accounts, takes out the bills that are coming and the floor you set, and shows what is left. You only confirm what is unclear.
Free to spend
Comfortable1.850 lei
154 lei/day · 12 days left · until 16 November
Example| Entry | Amount |
|---|---|
| Today | 4.200 lei |
| Bills until payday | −1.600 lei |
| Internet · 07.11 | −75 lei |
| Rent · 10.11 | −1.200 lei |
| Utilities · 13.11 | −325 lei |
| Your floor | −750 lei |
| At payday | 1.850 lei |
A bank account is disconnected, so its latest transactions are missing. Reconnect it
- Read only The bank connection cannot make payments.
- Free to start Free, with an email address. No card.
- Your data, your call You can delete your account from Settings.
Use it in the browser, including on your phone. The iPhone and Android apps are not in the stores yet.
The line until payday.
Every step down is a bill on its day.
- 07.11 · Internet −75 lei
- 10.11 · Rent −1.200 lei
- 13.11 · Utilities −325 lei
A statement line becomes a name.
When the bank text is hard to read, Flip suggests the merchant, the category and the type. Nothing changes until you confirm.
The line: CARD *4412 MONEYFLIP.RO ABONAMENT
Becomes: Moneyflip Subscription · Company Example
A bank, a statement or by hand.
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Your own open-banking.io
You upload its access file once. Then transactions arrive by themselves.
Free in Moneyflip -
A bank through Moneyflip
Pick your bank on Synci's page and approve at your bank. We never see your bank password.
29 lei a month for the first bank connection, plus 10 lei for each other. -
Statement
Import the statement from your bank, as CSV or Excel.
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By hand
Add cash spending or accounts no bank connection covers.
Household spending, with each person's own rules.
Each person decides what the others see.
Family
Example- Ana Shows balances
- Mihai Hides one account
A visibility example.
For financial advisors.
A portal for working with clients who use Moneyflip. Each client chooses what you may read; you work with them in one place.
Advisors join through the Moneyflip team, after their credentials are checked.
Write to the team-
Invitations
Invite your clients by email, resend or revoke the invitation.
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Clients
A searchable list, filtered by who needs attention and by unread messages.
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Conversation
One thread per client, with your saved replies.
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Agenda
Your clients' sessions for the next 30 days, and scheduling the next one.
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Notes
Private notes, or notes the client can see.
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Verified credentials
Your credentials, checked by the Moneyflip team, shown on your profile with your specialties and languages.
What it costs.
The until-payday number and your banks are in the free plan. Complete adds Flip, for one price a month.
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Essential
Your monthly cost, debts and investments. Connect your banks for free through your own open-banking.io account; you categorize, helped by Moneyflip's rules.
Free
- Accounts and transactions
- Monthly cost and upcoming bills
- Loans and credit cards
- Investments
- Family sharing
- CSV export
- Bank connection through your open-banking.io account, read only
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Complete
Everything in Essential, plus Flip, who categorizes your transactions. The first bank through Moneyflip is included.
29,00 lei / month
+ 10,00 lei a month for each bank connection through Moneyflip after the first
- Everything in Essential
- Flip sorts your transactions and finds the merchants
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Family
The whole family on one subscription, on the holder's bill.
39,00 lei / month
+ 10,00 lei a month for each bank connection through Moneyflip after the first
- Everything in Complete
- You create the family and invite the others
- Each member chooses which accounts the others see
- Change it any time
- From Settings → Subscription. Your data stays as it is.
Questions.
Can I use a personal finance app without connecting my bank?
Yes. Import statements or add transactions by hand. The free account covers the rest.
Is there a phone app?
Moneyflip works in the phone's browser. The iPhone and Android apps are not in the stores yet.
How is the amount I can spend until payday calculated?
From your balances, the income you expect and the bills due before it. The Today screen shows each part. Transfers between your own accounts are neither spending nor income.
What is the Academy?
Short lessons that explain how money works, with made-up examples. They are education, not advice about your own money.
Are the lessons personal financial advice?
No. The lessons explain how things work, with fictive examples. Decisions about your own money, investments, insurance or loans need a specialist who assesses your situation.
What can an advisor see, and can I take it back?
Only the parts you tick when you ask for an advisor, and only while the coaching lasts. You can withdraw any part, or end the coaching, at any time, and the access closes immediately.
Can Moneyflip move my money?
No. The bank connection only reads. Payments stay in your bank's app.
Try a lesson · No bank connection.